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Canada Greener Homes Loan

The Canada Greener Homes Loan helps Canadians make their homes more energy efficient and comfortable. It offers interest-free financing in addition to the Canada Greener Homes Grant to help you complete some of the more major retrofits recommended by your energy advisor.

Loan details

Maximum: $40,000
Minimum: $5,000
Repayment term: 10 years, interest-free
Loan type: Unsecured personal loan on approved credit

A maximum of one loan per eligible property and homeowner.

The loan can only help you finance eligible products and installations that are part of a retrofit that is both recommended by an energy advisor and eligible for the grant.


  • You must apply and be eligible for the Canada Greener Homes Grant 

  • You must be a Canadian homeowner and your home must be your primary residence

  • You have completed pre-retrofit evaluation of your home dated April 01, 2020 or later

    • And are at the pre-retrofit EnerGuide evaluation stage with the Canada Greener Homes Grant​

  • You have a good credit history 

How to Apply

  1. Apply to the Canada Greener Homes Grant

  2. Get a pre-retrofit EnerGuide evaluation with Green Think Inc.

  3. Plan your retrofits and get quotes from contractors

    • ​Only retrofits that have been recommended by an energy advisor and are from the grant’s list of eligible retrofits and installations are eligible for the loan.

  4. Submit an application to the loan​​

    • You can request up to 15% of the loan to help cover deposits​

  5. Complete your retrofits and keep receipts and invoices

  6. Get a post-retrofit EnerGuide evaluation with Green Think Inc.

  7. Receive you Loan amount

  8. Repay your loan over time

Additional Questions?

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